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Receive more from us with HIP Plus

HIP Plus is the preferred plan for all HIP members. It gives you the best bang for your buck, offering dental care, vision services and no copays.


HIP Plus offers the best value with no copays, plus dental, vision, chiropractic care and extra pharmacy benefits! HIP Basic has no monthly payment, but you’ll pay copays for services, like doctor visits and prescriptions. You can compare the plans below.

HIP Plus

You receive these benefits plus extras with HIP Plus for a small monthly fee and no copays.

$0 Hospital stays
$0 Doctor visits
$0 Urgent care
$0 Prescriptions
$0 Dental care
$0 Vision care
$0 Chirporactic care
HIP Basic

With HIP Basic, there’s no monthly fee, but you have copays and none of the extras.

$75 Hospital stays
$4 Doctor visits
$4 Urgent care
$4-8 Prescriptions
No Dental care
No Vision care
No Chirporactic care

Plus, Anthem offers certain extra benefits just to our HIP Plus members who qualify. See Extra Benefits.

Why should I choose HIP Plus?

HIP Plus offers value, more benefits and none of the copays* you would have with HIP Basic. With HIP Plus, you have a monthly payment called a contribution. It’s based on your income and can be as low as $1 a month. This helps you manage your healthcare and your budget. Find out how much you would pay by using the state of Indiana's calculator.

You also receive dental benefits with HIP Plus. Without dental coverage, you would have to pay out-of-pocket costs for your dental care. Learn more about the average cost for dental care.

How do I sign up?

You can switch to HIP Plus within the first 60 days of enrollment and when it's time to renew your benefits each year. We'll send you reminders when it's time to switch!

Call 866-408-6131 (TTY 711) to find out more about this plan and how to sign up.

*The only HIP Plus copay is for using the emergency room when it's not an emergency.

Page Last Updated: 4/1/21